INSURANCE PLANNING

Insurance give us physical and life Protection

Term Insurance

This is a type of life insurance that provides coverage for a set period of time (or “term”). If the policyholder passes away any time during the term, the beneficiaries receive a death benefit. If the policyholder survives the term, there is usually no payout. Term insurance becomes essentially critical tool for providing financial protection at an affordable cost. It offers peace of mind by ensuring that your loved ones are financially secure even in your absence, making it a critical component of a comprehensive financial plan.

Health Insurance

Health Insurance protects against the high costs of medical emergencies and treatments, preventing unexpected healthcare expenses from depleting savings and investments.  According to the Acko India Health Insurance Index 2024, the healthcare costs in India are increasing at an annual rate of 14%

Property and Casualty Insurance

Safeguards assets like homes, cars, and businesses from damage, theft, or liability, preserving wealth and reducing financial losses in case of disasters or accidents.

Long-Term Care Insurance 

Helps cover the cost of long-term care services, protecting retirement savings from being eroded by healthcare expenses in later life.

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